Comments on: Loans for Women Business Owners http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/ Colorado Womens Network Fri, 11 Dec 2009 00:08:29 -0800 http://wordpress.org/?v=2.8.6 hourly 1 By: suesan http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-227 suesan Wed, 28 Oct 2009 08:09:30 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-227 Yes it will. The business structure must be set up as owned by a minority. It really doesn't matter where the funding comes from or who cosigns the loan. Yes it will. The business structure must be set up as owned by a minority. It really doesn't matter where the funding comes from or who cosigns the loan.

]]> By: angeleyes http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-221 angeleyes Wed, 28 Oct 2009 04:59:59 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-221 The business of lending is a dense one and should be researched properly. To get started, I suggest contacting the Small Business Administration (SBA). Entrepreneur also offers a great site dedicated to money & finance – see below for both. Research, research, research – this cannot be stressed enough. Read as much as you can about the process. Here are some book titles that are relevant: * How to Get a Small Business Loan: A Banker Shows You Exactly What to Do to Get a Loan (Small Business Series, No 1) by Bryan E. Milling * The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience by Charles H. Green * The Insider's Guide to Small Business Loans by Dan M. Koehler There are plenty of free informational resources out there. Check the source box for links to articles. Hope that helps! I wish you much success & happiness in all your ventures! The business of lending is a dense one and should be researched properly. To get started, I suggest contacting the Small Business Administration (SBA). Entrepreneur also offers a great site dedicated to money & finance – see below for both.

Research, research, research – this cannot be stressed enough. Read as much as you can about the process. Here are some book titles that are relevant:

* How to Get a Small Business Loan: A Banker Shows You Exactly What to Do to Get a Loan (Small Business Series, No 1) by Bryan E. Milling
* The SBA Loan Book: Get A Small Business Loan–even With Poor Credit, Weak Collateral, And No Experience by Charles H. Green
* The Insider's Guide to Small Business Loans by Dan M. Koehler

There are plenty of free informational resources out there. Check the source box for links to articles.

Hope that helps! I wish you much success & happiness in all your ventures!

]]> By: jan-itor that likes wrdl http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-223 jan-itor that likes wrdl Tue, 27 Oct 2009 15:03:38 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-223 As a woman business owner, you qualify immediately for Affirmative Action contracts with the government. You may also find favor with the government regarding a small business loan. If you are doing well, you could raise your price, and use that margin to invest in future expansion. You would only lose the customers whom you wouldn't be able to serve anyway. Try avoiding the combination of mixing your home with your business capital, as well as silent partners (investors) who may end up taking your business in a direction you never intended, or worse, end up suing you. As a woman business owner, you qualify immediately for Affirmative Action contracts with the government.

You may also find favor with the government regarding a small business loan.

If you are doing well, you could raise your price, and use that margin to invest in future expansion. You would only lose the customers whom you wouldn't be able to serve anyway.

Try avoiding the combination of mixing your home with your business capital, as well as silent partners (investors) who may end up taking your business in a direction you never intended, or worse, end up suing you.

]]> By: Contard H. Moshiach http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-226 Contard H. Moshiach Mon, 26 Oct 2009 21:02:11 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-226 Yes, the business and any guarantors are still liable for the money even if the government pays off all or part of the debt to the lender. The lender, or servicer of the loan, must pursue the debtors as if they received nothing from the government. Any payments received are split between the SBA and the original lender in a proportion equal to the SBA guarantee.. Yes, the business and any guarantors are still liable for the money even if the government pays off all or part of the debt to the lender. The lender, or servicer of the loan, must pursue the debtors as if they received nothing from the government. Any payments received are split between the SBA and the original lender in a proportion equal to the SBA guarantee..

]]> By: jenifer a http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-224 jenifer a Mon, 26 Oct 2009 19:29:47 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-224 HI my name is Thomas Smith, i am from U.K, want to give you a friendly advise on the best international loan company you should contact for help,DO YOU HAVE BAD CREDIT? ARE YOU HAVING DIFFICULTIES GETTING A LOANS? DO YOU WANT TO CONSOLIDATE YOUR DEBT ?THEN CONTACT Jerry Luckson loan firm FOR FRIENDLY & CONFIDENTIAL ADVISE and help you consolidate your debt and more, they offer loan at a very low interest rate and fast processing and transfer of your loan, Jerry Luckson Loan Firm has help my husband and i for a house loan and i think they we be of great help to you. contact them now via email;lucksonjerry53@yahoo.com tell them Mr,Thomas refer you to them. HI my name is Thomas Smith, i am from U.K, want to give you a friendly advise on the best international loan company you should contact for help,DO YOU HAVE BAD CREDIT? ARE YOU HAVING DIFFICULTIES GETTING A LOANS? DO YOU WANT TO CONSOLIDATE YOUR DEBT ?THEN CONTACT Jerry Luckson loan firm FOR FRIENDLY & CONFIDENTIAL ADVISE and help you consolidate your debt and more, they offer loan at a very low interest rate and fast processing and transfer of your loan, Jerry Luckson Loan Firm has help my husband and i for a house loan and i think they we be of great help to you.
contact them now

via email;lucksonjerry53@yahoo.com

tell them Mr,Thomas refer you to them.

]]> By: wonder woman http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-225 wonder woman Mon, 26 Oct 2009 11:51:07 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-225 Hello. There is actually a better solution to this problem--instead of a traditional small business loan, you'll need what's called a "merchant cash advance." A merchant cash advance is like a loan, but is not dependent on credit scores or collateral. What's also great is that you don't need to deal with complications of business partnerships. Basically, you can borrow up to $200k and your pay back with a portion of your future credit card receivables. You don't have any fixed repayment amounts or late fees. Very flexible. If you need more info. about this alternative loan or about accepting credit cards, please call 800-571-2606 . Happpy Holidays to you. Hello. There is actually a better solution to this problem–instead of a traditional small business loan, you'll need what's called a "merchant cash advance."

A merchant cash advance is like a loan, but is not dependent on credit scores or collateral. What's also great is that you don't need to deal with complications of business partnerships. Basically, you can borrow up to $200k and your pay back with a portion of your future credit card receivables. You don't have any fixed repayment amounts or late fees. Very flexible.

If you need more info. about this alternative loan or about accepting credit cards, please call 800-571-2606 .

Happpy Holidays to you.

]]> By: Anonymous http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-222 Anonymous Mon, 26 Oct 2009 06:32:32 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-222 SBA has started USD35K loans for start up businesses. Tax credits help you to get tax breaks while women certification helps you to get more contracts. Look at www.biz2credit.com which has list of tax credit zones`as well as free application for loans. SBA has started USD35K loans for start up businesses. Tax credits help you to get tax breaks while women certification helps you to get more contracts.

Look at http://www.biz2credit.com which has list of tax credit zones`as well as free application for loans.

]]> By: mul4912 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-220 mul4912 Sun, 25 Oct 2009 15:08:37 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-220 Since you've never been in business before, I would very much recommend that you talk to a business counselor before you do anything especially spend money. I'd call the local office of SCORE (go to http://www.score.org and input your zip code to find the chapter nearest you), the advice is FREE. The counselor at SCORE will most likely advise you to write a business plan which is very good advice because it will force you to dig out all of the start up details and the costs of starting a women's apparel business and force you to also understand all of the aspects of this business including the customers you'll concentrate on (your market ) and how you'll go after them. You'll need to register the business with your state controller's office and make sure that you have any city and county licenses if any are needed where you live. All of this will come out in a business plan. Try this link : http://www.ychange.com/small-business-consulting-articles.html and read some of the articles especially the ones about a business plan and starting a business. Good Luck Since you've never been in business before, I would very much recommend that you talk to a business counselor before you do anything especially spend money. I'd call the local office of SCORE (go to http://www.score.org and input your zip code to find the chapter nearest you), the advice is FREE.

The counselor at SCORE will most likely advise you to write a business plan which is very good advice because it will force you to dig out all of the start up details and the costs of starting a women's apparel business and force you to also understand all of the aspects of this business including the customers you'll concentrate on (your market ) and how you'll go after them.

You'll need to register the business with your state controller's office and make sure that you have any city and county licenses if any are needed where you live. All of this will come out in a business plan.

Try this link :
http://www.ychange.com/small-business-consulting-articles.html and read some of the articles especially the ones about a business plan and starting a business.
Good Luck

]]> By: hsh1975 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/comment-page-1/#comment-219 hsh1975 Sun, 25 Oct 2009 15:03:58 +0000 http://www.coloradowomensnetwork.org/2009/10/loans-for-women-business-owners/#comment-219 Try a local chapter of NAWBO, my mom's a member and they are awesome people. It is a truly wonderful networking community where women biz owners support each other. Try this: http://www.nawbo.org/ Try a local chapter of NAWBO, my mom's a member and they are awesome people. It is a truly wonderful networking community where women biz owners support each other.

Try this: http://www.nawbo.org/

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